Home Equity Line of Credit Disclosure


Program Information

The first payment will be due
The first periodic statement will be mailed no later than days after the opening of the HELOC.

3) Draw Period

The percentage rate may change every
The minimum payment can change every
The minimum annual percentage rate will never be lower than %.
The maximum annual percentage rate will never be higher than %.

4) Repayment Period

The percentage rate may change every
The minimum payment can change every .
The minimum annual percentage rate will never be lower than %.
The maximum annual percentage rate will never be higher than %.


5) Rate History

*Enter the rate in either the draw period or the permanent period based on when the rate would have occured.
Year Rate (Draw) Rate (Perm)
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019