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Home Equity Line of Credit Disclosure


Program Information

Name:
Billing Cycle:
Interest Rate: %
Interest Rate Rounding:
Round to:
The first payment will be due
The first periodic statement will be mailed no later than days after the opening of the HELOC.

3) Draw Period

Draw Period Term:
Interest rate is
Margin: %
The index is based on
Information about the index is
The percentage rate may change every
The minimum payment can change every
The minimum annual percentage rate will never be lower than %.
The maximum annual percentage rate will never be higher than %.

4) Repayment Period

Repayment Period Term:
The interest rate is
Margin: %
The index is based on
Information about the index is
The percentage rate may change every .
The minimum payment can change every .
The minimum annual percentage rate will never be lower than %.
The maximum annual percentage rate will never be higher than %.
Fees And Charges Imposed By Us
Fees and Charges Imposed By 3rd Party


5) Rate History

*Enter the rate in either the draw period or the permanent period based on when the rate would have occured.
Year Rate (Draw) Rate (Perm)
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019



Is the signature of the applicant required?



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Last revised: Dec 26, 2017

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