Fulfillment Services

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PPDocs, Inc. brings its trademark speed, customization, and flexibility to assist lenders with pre-closing and Fulfillment Services. Our Fulfillment Service options are perfect for those lenders that need assistance with CD review or a helping hand with the closing and delivery of secondary market loans.

We offer a full menu of services that can be customized and priced to fit your needs. From Closing Disclosure Fee Review to final document delivery, each service is priced individually or as a package so you can choose the services the fit your requirements and budget.

We can help meet your investor’s requirements for purchase and also keep your costs down by only charging you for the services that you need.




Benefits of reliable pre closing fulfillment services


The Truth in Lending Act requires that lenders disclose certain credit-related details to consumers before they enter the transaction. The required disclosures include the detailed components of the finance charges, in order to assist the consumers in comparing options.

PPDocs’ pre-closing fulfillment services assist the lender in obtaining the accurate and necessary information and check for compliance with applicable statutes. Our fulfillment services assist lenders in fulfilling their obligations and staying in compliance with state and federal regulations.

Increase productivity and compliance with post closing fulfillment services


In today’s regulatory landscape, the compliance requirements do not end at closing. Missed signatures and incomplete documentation are just a couple of the potential pitfalls that await lenders that do not take measures to ensure post-closing compliance.

We offer a variety of post-closing services to address these issues, ease the burden of the delivery of paperwork, and increase productivity.

Choose the fulfillment services you need


Whether a lender needs more involved assistance with CD review or the minimum assistance with closing and delivery of secondary market loans, our fulfillment services offer the perfect solution. Our fulfillment service options include, but are not limited to:
Advantage


Advantages of using our services:


Avoid refunds to the borrower for tolerance issues by providing final CD that matches the final fees

Prevent purchase delays by ensuring that all investor closing and funding conditions have been met

No funding calculation and the right amount of money gets sent to the closing

Save time and money by letting someone else deal with all the paperwork and investor delivery guidelines

Select only the services you need and leave out the excess charges

Your process is simplified, streamlined, and pain free!




Closing Disclosure Fee Review

  • Collaboration with settlement agent to obtain final settlement charges


  • Review of the estimated and closing fee amounts, as provided by the lender, for any tolerance violations


  • Perform audit checks to ensure loan is in compliance with state and federal regulations


  • Delivery of final Closing Disclosure to the lender

Funds Request

  • Create a net funding breakdown


  • Forward all applicable documentation (collateral package) to lender or warehouse bank for wire request




Funding Approval

  • Review copies of executed documents


  • Confirm all investor funding conditions have been met


  • Issue funding authorization to the title company


Closed Loan Package Audit and Delivery

  • Review closed loan package to ensure that all documents have been correctly signed, dated, and notarized


  • Ensure that any/all additional documentation is included in the package per the client/investor’s funding requirements


  • Scan closed loan package


  • Deliver original Note to investor


  • Stack and deliver closed loan package to the investor for purchase


  • Secure original closed loan package until investor purchase or return original package to client


Investor Purchase

  • Notify client of any discrepancies


  • Assist in obtaining necessary items


  • Forward purchase advice, if applicable


Final Document Delivery

  • Track and forward final and recorded document



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